KRYPTOWALUTY – kilka pojęć związanych z tym rynkiem .

RYNEK NIEDŹWIEDZI – BESSA – ceny spadają .

Rynek na którym cena kryptowaluty osiągneła wysoki wzrost i następuje trend spadkowy /BESSA/ .
Inwestor zamierza wykorzystać ten spadek używając tak zwanej pozycji krótkiej /SHORT/ i rozpoczyna sprzedaż swojego funduszu by zyskać na spadku .
Rynek niedźwiedzi nie jest koniecznym sygnałem do sprzedaży może to być inwestycja długoterminowa .

RYNEK BYCZY – HOSSA – ceny idą w górę .

Wzrost średnio o 20% od niższej ceny . Byki składają zamówienie na zakup zakładając , że nastąpi wzrost i wchodzą na pozycję długą czekając aż pojawi się okres niedźwiedzi i sprzedają aby zarobić .

HODL – niesprzedawanie . Trzymanie “dobra” mimo wszystko .

Pomimo dużej zmiennosci rynku inwestorzy trzymają walutę przez długi okres czasu wiedząc , że najwyższa cena wciąż czeka .

FUD – sprzedawanie w strachu lub panice .

Odwrotność pojęcia hodl . Inwestorzy widząc , gdy ceny rosną i spadają wątpią lub są w niepewności , czy przekroczą one założoną wartosć i opuszczają rynek w większości ze stratą .


Cryptowaluta powiązana ze stabilnym aktywem na przykład ceną złota , innych metali szlachetnych , dolara , euro , funta i innych .

SATS – najmniejsza jednostka Bitcoin .
To 0,00000001 z 1 BTC .

Is Cryptocurrency the Future of Money?

Is Cryptocurrency the Future of Money?

Is Cryptocurrency the Future of Money?
By David Astman

What will the future of money look like? Imagine walking into a restaurant and looking up at the digital menu board at your favorite combo meal. Only, instead of it being priced at $8.99, it’s shown as.009 BTC.

Can crypto really be the future of money? The answer to that question hinges on the overall consensus on several key decisions ranging from ease of use to security and regulations.

Let’s examine both sides of the (digital) coin and compare and contrast traditional fiat money with cryptocurrency.

The first and most important component is trust.

It’s imperative that people trust the currency they’re using. What gives the dollar its value? Is it gold? No, the dollar hasn’t been backed by gold since the 1970s. Then what is it that gives the dollar (or any other fiat currency) value? Some countries’ currency is considered more stable than others. Ultimately, it’s people’s trust that the issuing government of that money stands firmly behind it and essentially guarantees its “value.”

How does trust work with Bitcoin since it’s decentralized meaning their isn’t a governing body that issues the coins? Bitcoin sits on the blockchain which is basically an online accounting ledger that allows the whole world to view each and every transaction. Each of these transactions is verified by miners (people operating computers on a peer to peer network) to prevent fraud and also ensure that there is no double spending. In exchange for their services of maintaining the integrity of the blockchain, the miners receive a payment for each transaction they verify. Since there are countless miners trying to make money each one checks each others work for errors. This proof of work process is why the blockchain has never been hacked. Essentially, this trust is what gives Bitcoin value.

Next let’s look at trust’s closest friend, security.

How about if my bank is robbed or there is fraudulent activity on my credit card? My deposits with the bank are covered by FDIC insurance. Chances are my bank will also reverse any charges on my card that I never made. That doesn’t mean that criminals won’t be able to pull off stunts that are at the very least frustrating and time consuming. It’s more or less the peace of mind that comes from knowing that I’ll most likely be made whole from any wrongdoing against me.

In crypto, there’s a lot of choices when it comes to where to store your money. It’s imperative to know if transactions are insured for your protection. There are reputable exchanges such as Binance and Coinbase that have a proven track record of righting wrongs for their clients. Just like there are less than reputable banks all over the world, the same is true in crypto.

What happens if I throw a twenty dollar bill into a fire? The same is true for crypto. If I lose my sign in credentials to a certain digital wallet or exchange then I won’t be able to have access to those coins. Again, I can’t stress enough the importance of conducting business with a reputable company.

The next issue is scaling. Currently, this might be the biggest hurdle that’s preventing people from conducting more transactions on the blockchain. When it comes to the speed of transactions, fiat money moves much quicker than crypto. Visa can handle about 40,000 transactions per second. Under normal circumstances, the blockchain can only handle around 10 per second. However, a new protocol is being enacted that will skyrocket this up to 60,000 transactions per second. Known as the Lightning Network, it could result in making crypto the future of money.

The conversation wouldn’t be complete without talking about convenience. What do people typically like about the their traditional banking and spending methods? For those who prefer cash, it’s obviously easy to use most of the time. If you’re trying to book a hotel room or a rental car, then you need a credit card. Personally, I use my credit card everywhere I go because of the convenience, security and rewards.

Did you know there are companies out there providing all of this in the crypto space as well? Monaco is now issuing Visa logo-ed cards that automatically convert your digital currency into the local currency for you.

If you’ve ever tried wiring money to someone you know that process can be very tedious and costly. Blockchain transactions allow for a user to send crypto to anyone in just minutes, regardless of where they live. It’s also considerably cheaper and safer than sending a bank wire.

There are other modern methods for transferring money that exist in both worlds. Take, for example, applications such as Zelle, Venmo and Messenger Pay. These apps are used by millions of millennials everyday. Did you also know that they are starting to incorporate crypto as well?

The Square Cash app now includes Bitcoin and CEO Jack Dorsey said: “Bitcoin, for us, is not stopping at buying and selling. We do believe that this is a transformational technology for our industry, and we want to learn as quickly as possible.”

He added, “Bitcoin offers an opportunity to get more people access to the financial system”.

While it’s clear that fiat spending still dominates the way most of us move money, the fledgling crypto system is quickly gaining ground. The evidence is everywhere. Prior to 2017 it was difficult to find mainstream media coverage. Now nearly every major business news outlet covers Bitcoin. From Forbes to Fidelity, they’re all weighing in with their opinions.

What’s my opinion? Perhaps the biggest reason Bitcoin might succeed is that it’s fair, inclusive and grants financial access to more people worldwide. Banks and large institutions see this as a threat to their very existence. They stand to be on the losing end of the greatest transfer of wealth the world has ever seen.

Still undecided? Ask yourself this question: “Are people trusting governments and banks more or less with each passing day?”

Your answer to that question just might be what determines the future of money.

If you’d like to learn more about cryptocurrency, please visit my site at

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Blockchain technology

Blockchain’s Impact on Our Daily Interactions and Exchanges

Blockchain’s Impact on Our Daily Interactions and Exchanges
By Alexei Dulub

Today, trust is the basis of many of our every-day interactions and exchanges. We put money into a bank trusting that it is safer there. We give information to one another on the basis that they will not share it with someone else without prior permission. We also put a lot of trust into pieces of paper – money, land records, transaction information, etc. But these pieces of paper can be easily stolen, forged, or altered. Nowadays while we are moving towards the computerization of information, data can still be hacked and leaked easily.

Blockchain is a series of records or data distributed through a network of computers so that no central computer or database holds the information, instead, every computer contains the data making it a fully transparent system. Why blockchain is so impressive is due to its unhackability. Each exchange, transaction, or record entered into a database is time-stamped and verified by a large group of trusted computers before it is put as a block into a chain of various other exchanges, transactions, or records. After it is entered, the information “block” cannot be altered or deleted because that means altering or deleting the chain on all the computers simultaneously which is almost impossible.

The social impact that blockchain technology can have is tremendous and can be implemented toward solving many issues the world faces today in a variety of areas. In most developing countries agriculture contributes to a major part of their GDP; yet many farmers suffer due to lack of money, lack of land, and lack of various resources necessary for farming. Even if a farmer owns a large plot of land, it is often incorrectly recorded. Property titles also tend to be susceptible to fraud, as well as costly and labor-intensive to administer. Blockchain can be implemented to digitize land and farmers will no longer have to fear someone hacking the database and committing fraud over land ownership as all types of record-keeping will become more efficient.

The technology will not only tell you who currently owns the land, but it can also tell you who previously owned the land making it extremely simple to track the chain of title. Blockchain can correctly update the records of which portion of the land belongs to which person and how much was produced from that land, allowing the farmers to get the correct amount of funding necessary.

Among many other areas, blockchain technology can contribute to the healthcare sector. Maintenance of Public healthcare records is a constant issue in many countries with its inaccessibility to doctors and patients. By creating a decentralized ‘ledger’ of medical data, we are able to remove the paper trail in healthcare and make patients’ medical records available to the patients and doctors easily and efficiently. It also eliminated the fear of the medical files getting lost. Such a change is not only convenient but necessary where doctor-patient confidentiality is becoming increasingly important.

Currently, blockchain is primarily used in finance. Blockchain can accurately record the transfer among people, and because each transfer is with minimal to no charge, it has the potential to disrupt today’s financial organizations that make money by charging a fee for each transaction or transfer made. This makes what is called a peer-to-peer network, where a third party is not required for a transaction to occur.

In the financial world what that means is that if a person wants to purchase something, usually the bank and the place/site from which you’re buying, will take a fraction of what you’re paying. And because there is no fee for a transaction in blockchain or the transaction fee is minuscule compared to the transaction value, most if not all the money goes directly to the creator or distributor of the product.

The same logic can be applied to the music industry as well. In fact, it is already being implemented today. Rather than a person purchasing a song through a streaming service like Apple Music or Spotify, they will pay directly to the artist and obtain the rights to listen and use the music. This eliminates the need for a ‘middle-man’ and makes every transaction only between 2 entities.

These are just a few examples of where blockchain can be used to completely change how things used to be, essentially changing our lives, the economy, and our world. Blockchain is a multi-faceted technology that can be applied to almost every business sector in some way. An exciting technology that can change society for the better; a change that is not just convenient but necessary.

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Blockchain startup

Blockchain Use Cases

Blockchain Use Cases
By Alexei Dulub

Blockchain is just what the name says-a block of transactions linked together in a chain. Originally created to support the cryptocurrency, Bitcoin, Blockchain technology has taken off and has the potential to revolutionize our lives, the economy, and the world. One of the greatest things about Blockchain is that all transactions are public. This means you can trace everything back to its origin.

For instance, imagine a food-borne illness breaking out. The contamination would be able to be tracked from the dinner plate to the supermarket and back to the source of the product. Let’s take this transparency a step further. We live in a weaponized society. There are many weapons being traded illegally. Blockchain technology will not only eliminate illegal trades, but will also be a way to hold the source of illegal weapons trading accountable. In addition to allowing transactions to be public, Blockchain transactions are also fast.

Blockchain could potentially replace current trading platforms because investors who are selling stocks via Blockchain will have instant access to their funds instead of the typical wait time. Transactions made on a blockchain occur extremely fast, at a low cost, and most importantly are more secure than many, if not all platforms. Security is a huge factor in Blockchain transforming the world as we know it. Due to its design, Blockchain is basically unhackable. Its transactions ledgers are decentralized, meaning copies of those transactions exist and have to be verified by nodes. Once a transaction is verified, it is “sealed” into a block and changing it is close to impossible. Because this platform is so secure, it could be used as a medium for voting in the United States-and even worldwide.

There are so many alleged instances of corruption and fraud that voting using Blockchain would eliminate those fears. Again, everything is public. It is instant. And it is very secure. There will be no worries about votes being changed or votes not being counted. The irreversible ledger will confirm that. In addition to be public, reliable, and safe, Bitcoin is also very cost efficient. For most transactions, it will eliminate the middleman. There won’t be a great need for third parties to manage or review transactions. Businesses will not have to waste costs on security to prevent fraud because Blockchain has that covered. Businesses will also be able to use Blockchain to evaluate their own supply chain and identify inefficiencies.

You find it funny how Blockchain started as a small platform to support Bitcoin and now, this technology is bigger than the one it was created to support. Even though the Blockchain technology is relatively new, there are many benefits that are too good to overlook. Blockchain technology is transparent. All of the transactions occur across a public ledger. Blockchain technology is both fast and cost efficient. And ultimately, blockchain technology is safe and secure.

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